Eligibility
If you meet the eligibility requirements of the Fund, you will be automatically enrolled in the NECA Local 313 IBEW Health & Welfare Plan. Your eligible dependents will be enrolled as soon as the required documentation is submitted.
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If you do not enroll within 90 days of your initial eligibility period, you will not have an opportunity to do so until the next open enrollment period, unless you have a Qualifying Life Event.​
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Eligible dependents include: (1) Your legal spouse; and (2) Your children up to age 26. Only those dependents who meet the eligibility requirements can enroll for coverage.
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Eligibility Requirements
Initial Eligibility - You are eligible for coverage under the Plan on the first day of the Benefit Quarter after you’ve completed a total of 1,000 hours of work with one or more Contributing Employers during four consecutive Working Quarters.​
Reserve Account
​​Hours you work in excess of 300 during a Working Quarter, up to 900, are credited to a Reserve Account in your name. This account helps you maintain eligibility. If you don't work 300 hours during a Working Quarter, hours that have been credited in your Reserve Account may be used to help you reach the 300-hour minimum, making you eligible for coverage during the next Benefit Quarter.
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​​If your hours worked and Reserve Account don't total 300 hours, those hours will be used to reduce your cost to purchase continued coverage, or they will be cancelled.